Harper Insure specializes in business insurance tailored specifically to childcare environments. Unlike generic providers, we understand the unique risks daycares face: constant supervision responsibilities, childhood injuries, parent concerns, property damage from daily activities, and strict licensing standards. This deep specialization ensures that your policy is customized to your exact operational realities—whether you run a licensed center, an in-home daycare, or an early-education facility—covering everything from liability to professional oversight.

Childcare operators often face urgent licensing deadlines, landlord approvals, or parental documentation needs. Harper Insure delivers same-day certificates of insurance so you never face operational delays or compliance issues. Whether you’re renewing a license, opening a new facility, or onboarding families who require proof of insurance, we ensure you receive your documents instantly—helping your daycare operate without interruption and stay aligned with state and facility guidelines.

Insurance can be complex, especially when dealing with topics like supervision liability, licensing requirements, or optional endorsements such as abuse/molestation coverage. Harper Insure breaks everything down in simple language, helping you understand exactly what your policy covers and why it matters for your state, your landlord, and the families you serve. Our advisors guide you through renewals, certificates, coverage changes, and compliance questions with clarity and care.

Daycare owners across the country rely on Harper Insure for speed, clarity, and dependable support. As one preschool owner shared: “Harper Insure made our licensing process effortless. We got coverage and certificates in a few hours.” We consistently deliver reliable service and tailored solutions for all types of childcare operations, which is why providers repeatedly recommend us and trust us with their business protection year-round.

Childcare businesses operate with tight budgets, staffing demands, and high safety expectations. Harper Insure ensures you receive affordable coverage that meets your licensing needs without unnecessary add-ons or inflated premiums. Our streamlined quote process, transparent pricing, and simple renewal workflows make insurance easy to manage—whether you are a small home-based provider or a large licensed center. As one customer said: “Finally, insurance that actually understands how daycares operate—simple, affordable, and fast.”

Harper Insure works exclusively with A-rated, reputable insurance carriers that are approved to operate in all 50 states. This ensures your policy meets the standards of your state’s childcare licensing board, your landlord, and parent expectations. From minimum liability thresholds to additional insured requirements, you receive coverage that stays compliant regardless of where your daycare operates or how your regulatory environment changes.

Every childcare operation is different—and so are its risks. Harper Insure customizes your policy based on your daycare size, activities, number of children, curricular programs, staffing model, and oversight responsibilities. Whether you run a high-capacity center, a home-based preschool, or a flexible drop-in childcare program, your coverage is selected to match the exact nature of your work, ensuring all operational risks are addressed and all licensing requirements met.

Harper Insure uses a streamlined three-step process: tell us about your daycare, compare options from trusted carriers, and get instant proof of coverage. This process eliminates waiting periods, complicated paperwork, and delays. It allows childcare owners to secure compliant coverage quickly—often in the same day—so they can focus on their staff, children, and facility rather than on administrative burdens.