Why You Need

Surety Bonds

Insurance

Fast, affordable, and compliant surety bonds for businesses, contractors, and individuals. Harper Insure makes it simple to get bonded in minutes with nationwide approval. Whether you need a bond for licensing, contractor work, or legal purposes, we offer quick.

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If you own a business, you've probably been burned by insurance before, overcharged for coverage you don't need, or told "we can't cover that" when you need help most.

Harper is a commercial insurance brokerage that specializes in two things:
Better Rates
Getting better rates on complete packages for businesses of all sizes.
Complex Cases
Covering the complex cases that make other
brokers run away.

Why choose Harper

Fast, Affordable Bonding

Harper Insure understands that obtaining a surety bond quickly and affordably is crucial for businesses, contractors, and individuals alike. Whether you need a license bond to open a new business, a contractor bond to bid on projects, or a court bond for legal matters, we simplify the process and provide competitive rates. You won’t have to wait for weeks to get bonded, and we ensure that the process is both transparent and cost-effective.

Nationwide Coverage

Harper Insure is licensed to issue surety bonds in all 50 states, ensuring that no matter where you need your bond, we can help. Whether you’re in California, Texas, New York, or any other state, we make sure you meet the bond requirements specific to your location, so you can keep your business or project moving forward without delay.

Instant Bond Certificates

Once your bond is approved, you’ll receive your certificate immediately. Harper Insure ensures that you can download your digital certificate right away, eliminating any waiting period and enabling you to proceed with your business or project without unnecessary delays. We streamline the process so you don’t lose valuable time.

Compliant and Trusted

At Harper Insure, we partner with trusted surety carriers who are known for their reliability and compliance with state and federal regulations. We ensure that your bond meets the specific requirements of your state, profession, or project type. With us, you’re not just getting a bond — you’re getting a guarantee that it’s approved and accepted across the nation.

Simple, Clear Process

We understand that the process of securing a surety bond can be confusing. That's why we've simplified the process at Harper Insure. From clear instructions to easy-to-understand bond descriptions, we walk you through each step and ensure that you know exactly what you’re paying for and how your bond will work for you. We make sure you’re never left in the dark about your coverage.

Personalized Customer Support

Harper Insure is committed to providing excellent customer support. Our team is available to assist you with any questions about the bond process, from selecting the right bond for your needs to understanding the fine print. Whether you're unsure about bond amounts, need help with the application, or have questions about requirements, our team is here to guide you every step of the way.

Transparent Pricing

We believe in transparency when it comes to pricing. Harper Insure ensures that you’re getting the best price for your surety bond, without hidden fees or complicated pricing structures. With us, you’ll always know exactly what you’re paying for, and you’ll never have to worry about surprise costs later on.

Streamlined Bonding for Any Purpose

Whether you’re a contractor bidding on a project, a business owner applying for a license, or an individual needing a fiduciary bond, Harper Insure offers customized bonding solutions that fit your needs. We streamline the bonding process for contractors, businesses, and individuals alike, ensuring that your bonding requirements are met quickly and efficiently.

What is 

Surety Bonds

Insurance?

A surety bond is a financial guarantee between three parties: the principal (you), the obligee (the entity requiring the bond), and the surety (the company issuing the bond). It ensures that you will fulfill your obligations as stipulated in your contract or by legal requirements. Surety bonds are commonly used in business, construction, court proceedings, and other industries where financial assurance is required.

Performance Bond Coverage
Performance bonds are used by contractors to guarantee the completion of a project according to the contract terms.
Compliance with Regulations
Surety bonds are often required to comply with state or federal regulations. Whether you’re applying for a business.
Financial Guarantees
A surety bond serves as a financial guarantee to the obligee, ensuring that obligations will be met.
Court and Fiduciary Bonds
Fast, reliable court and fiduciary bonds that help you meet legal obligations and keep cases moving without delays.

Who Needs 

Surety Bonds

Insurance?

Surety bonds are needed by businesses, contractors, individuals, and professionals who are required to provide a financial guarantee for legal, regulatory, or contractual obligations. Whether it’s a contractor bonding requirement, a business license, or a legal bond for court proceedings, Harper Insure offers quick and affordable solutions for all your bonding needs.

01
Contractors
02
Business Owners
03
Court Clients
04
Professionals
05
Individuals in Legal Matt

FAQs

Find quick answers to the most common questions about our services.

How long does it take to get a surety bond?

Most bonds are approved and issued instantly. Some may take up to 24 hours depending on the type of bond, but we make sure to expedite the process so you’re never left waiting.

Do I need good credit to qualify for a surety bond

Not always. Harper Insure works with multiple carriers that accept various credit scores. While your credit may affect the cost of your bond, we offer flexible options that accommodate a range of credit profiles.

How is a surety bond different from insurance?

A surety bond is a guarantee that ensures you will fulfill your obligations to a third party (obligee). Insurance protects you from risks; a surety bond protects the obligee.

Can I get bonded in any state?

Yes, Harper Insure is licensed to issue surety bonds in all 50 states. We ensure your bond meets the specific requirements of your state.

How will I receive my bond certificate?

You will receive your bond certificate immediately after approval in digital format. We can also mail a printed certificate if needed.

What if I need a bond for a specific project?

Harper Insure offers customizable bond solutions for specific projects. Whether it’s for a construction project or a specific court obligation, we can tailor the bond to your needs.

Get a 

Surety Bonds

Insurance Quote

Get your surety bond quickly and affordably with Harper Insure. We provide fast, simple, and compliant bonding solutions for businesses, contractors, and individuals. Start your quote today and get bonded with confidence.