Logistics Insurance Coverage

Logistics operations face unique challenges every day. From cargo damage to supply chain disruptions, Harper Insurance understands the complex risks that logistics companies encounter while coordinating shipments, managing warehouses, and ensuring timely delivery of goods across global supply chains.

Our comprehensive logistics insurance policies are specifically designed for freight forwarders, 3PL providers, distribution centers, and cargo management companies. Whether you coordinate domestic shipments or manage international freight operations, we provide tailored coverage solutions that protect your operations, cargo responsibilities, and client relationships.

Essential Logistics Insurance Types

Cargo Legal Liability Insurance

Critical protection for liability arising from damage, loss, or theft of goods while in your care, custody, and control. Essential coverage for freight forwarders and 3PL providers handling customer cargo.

Warehousing Legal Liability Insurance

Protects against liability for damage to goods stored in your warehouse facilities. Covers fire, theft, handling damage, and other perils affecting stored inventory and customer property.

General Liability Insurance

Protects against third-party injuries and property damage occurring at your facilities or during operations. Essential coverage for warehouse accidents, loading dock incidents, and visitor injuries.

Commercial Property Insurance

Comprehensive coverage for warehouse buildings, equipment, and business property. Protects against fire, theft, vandalism, and natural disasters affecting your distribution facilities and operations.

Errors & Omissions Insurance

Professional liability coverage for mistakes in logistics coordination, shipping documentation errors, and failure to deliver services as promised to clients requiring specialized logistics expertise.

Cyber Liability Insurance

Protects against data breaches affecting shipping manifests, customer information, and supply chain management systems. Covers notification costs and regulatory compliance expenses from cybersecurity incidents.

Commercial Auto Insurance

Coverage for delivery vehicles, cargo vans, and transportation equipment used in logistics operations including liability protection and cargo coverage for company-owned vehicles.

International Logistics Insurance

Specialized coverage for global freight operations including customs clearance errors, international cargo liability, and cross-border transportation protection for worldwide logistics services.

Logistics Operations We Cover

Third-Party Logistics (3PL)
Comprehensive protection for full-service logistics providers offering warehousing, distribution, and supply chain management with specialized coverage for customer inventory and operational liability.

Freight Forwarding Services
Enhanced coverage for freight coordination, shipping documentation, and cargo movement coordination including international freight liability and customs clearance protection.

Distribution Centers
Specialized protection for warehouse and distribution operations including inventory management, order fulfillment, and cross-docking services with comprehensive property and liability coverage.

Cold Storage & Refrigerated Logistics
Additional coverage for temperature-controlled logistics including spoilage protection, equipment breakdown coverage, and specialized cold chain liability for perishable goods handling.

E-commerce Fulfillment
Enhanced protection for online retail logistics including order processing, inventory management, and last-mile delivery coordination with specialized e-commerce fulfillment coverage.

Customs Brokerage
Professional liability coverage for customs clearance services, trade documentation, and regulatory compliance assistance with specialized international trade service protection.

Logistics Risk Factors

Cargo Damage & Loss
Goods damaged during handling, transportation accidents, theft during transit, and warehouse incidents that can result in significant customer claims and supply chain disruptions.

Supply Chain Disruptions
Weather delays, transportation failures, equipment breakdowns, and coordination errors that can interrupt supply chains and result in customer losses and delivery failures.

Warehouse Operations Risks
Forklift accidents, loading dock injuries, inventory handling damage, and facility fires that can endanger employees, damage customer goods, and disrupt distribution operations.

Documentation & Compliance Errors
Shipping documentation mistakes, customs clearance errors, regulatory compliance failures, and international trade violations that can result in delays, fines, and customer disputes.

Technology System Failures
Warehouse management system outages, tracking system failures, and cyber attacks affecting logistics coordination and customer shipment visibility throughout the supply chain.

International Trade Exposures
Currency exchange risks, political instability, customs delays, and international regulatory compliance challenges affecting global logistics operations and customer deliveries.

Get Your Logistics Insurance Quote

Protect your logistics operation with comprehensive coverage designed for your industry. Our experienced agents understand supply chain risks and will work with you to build a protection plan that covers your specific operations, cargo responsibilities, and client relationships.

Key Benefits of Working with Harper:

• Specialized logistics expertise
• Supply chain risk management guidance
• International coverage solutions
• Expert freight claims handling
• Coverage for complex operations

Ready to protect your logistics business? Contact Harper Insurance today for a comprehensive quote tailored to your freight operations and supply chain management requirements.