Why You Need

Roofing

Insurance

Protect your roofing business with reliable, industry-ready coverage. Our policies safeguard you from property damage, liability, and worker injuries. Get a free quote today and stay protected.

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If you own a business, you've probably been burned by insurance before, overcharged for coverage you don't need, or told "we can't cover that" when you need help most.

Harper is a commercial insurance brokerage that specializes in two things:
Better Rates
Getting better rates on complete packages for businesses of all sizes.
Complex Cases
Covering the complex cases that make other
brokers run away.

Why choose Harper

Specialized Coverage

Harper Insure specializes in offering insurance solutions tailored for the roofing industry. Our policies cover property damage, general liability, workers compensation, and equipment protection. With our in-depth understanding of roofing risks, we provide the right coverage to ensure your business stays operational and compliant. Whether you're a small contractor or a large roofing company, our specialized plans offer the protection you need, customized to your unique risks.

Fast, Streamlined Claims Process

When incidents occur, time is critical. That’s why Harper Insure offers a streamlined claims process, ensuring minimal downtime for your roofing business. Whether it’s property damage or an employee injury, we help you resolve claims quickly and efficiently, so your business can continue running smoothly. With Harper Insure, you won’t experience delays—just quick, reliable claims resolution to get you back to work fast.

Affordable, Customizable Plans

At Harper Insure, we understand that every roofing business has unique needs. That’s why our plans are customizable, allowing you to choose the coverage that best suits your business. Whether you need basic liability, workers compensation, or specialized equipment coverage, our affordable policies ensure that you’re only paying for what you need—keeping costs manageable while offering comprehensive protection.

Expert Support at Every Step

With Harper Insure, you're never alone. Our team of experts provides continuous support to guide you through the insurance process. From choosing the right coverage to navigating claims, we offer professional advice and clarity. We ensure that your roofing business is protected and that you understand every detail of your policy. Whether it’s handling renewals or compliance issues, we’re here to help you every step of the way.

Nationwide Roofing Coverage

We ensure your roofing business is protected no matter where you’re operating, offering comprehensive protection for all types of projects—residential, commercial, and everything in between. With Harper Insure, you can focus on scaling your business while we take care of the insurance.

Quick Coverage Activation

At Harper Insure, we understand that compliance is a top priority for roofing businesses. Our policies are designed to meet all legal requirements, from workers compensation to liability coverage, ensuring that your business operates within the bounds of the law. Whether you are working on residential or commercial projects, we keep you fully compliant with local, state, and federal regulations, reducing the risk of penalties. We also stay up to date with changing laws to ensure your coverage evolves alongside your business.

Simplified Compliance

Every roofing business has its own unique risks. At Harper Insure, we take the time to understand your business and tailor a policy that fits. Whether you’re a small residential contractor or managing a large-scale commercial roofing operation, we provide customized coverage that matches the size, scope, and complexity of your work. From varying project types and staff requirements to the level of liability protection needed, we ensure that your coverage is designed for your specific business operations and growth.

Trusted by Roofers Nationwide

Harper Insure is trusted by roofing businesses of all sizes across the U.S. for our fast, reliable service and customized insurance solutions. Whether you're a small contractor working on residential projects or managing a large commercial roofing company, our clients rely on us to provide the protection they need. We are proud to be a trusted partner for roofing professionals nationwide, helping them stay compliant and ensuring that they are covered no matter the size or scope of their business.

What is 

Roofing

Insurance?

Roofing Insurance is a coverage solution tailored specifically for roofing businesses. It offers protection against the unique risks of the roofing industry, including general liability for accidents, workers compensation for on-the-job injuries, and property damage. Our comprehensive coverage ensures your business is protected from a wide range of incidents that could cause financial strain. Whether you're a contractor or business owner, our insurance policies are designed to keep you safe, compliant, and operational at all times.

General Liability
Provides coverage for injured workers, covering medical expenses and lost wages, and helping you stay compliant with state labor laws.
Workers Compensation
Covers tools, machinery, and roofing vehicles against theft, vandalism, or accidental damage, ensuring you're never without your critical equipment.
Equipment Coverage
Covers tools, machinery, and roofing vehicles against theft, vandalism, or accidental damage, ensuring you're never without your critical equipment.
Property Insurance
Insures your business property, including roofing materials and tools, against damage or loss from accidents, fires, or other disasters.

Who Needs 

Roofing

Insurance?

Roofing businesses of all sizes—from small contractors to large commercial operations—need Roofers Insurance. Whether you're a single employee working on residential projects or managing a large team for complex commercial jobs, proper insurance is essential. It protects your assets, workers, and business operations from potential financial losses due to accidents, damage, and legal claims. Coverage is crucial for ensuring compliance with industry regulations and for maintaining trust with clients.

01
Roofing Contractors
02
Roofing Business Owners
03
Remodelers
04
Commercial Roofers
05
Large Roofing Operations

FAQs

Find quick answers to the most common questions about our services.

What does roofing insurance cover?

Roofing insurance covers general liability for accidents or injuries during roofing projects, workers compensation for injuries, and property damage. It also protects your tools and equipment, ensuring your business stays secure. Customizable coverage can be added to address your business’s unique needs.

How much does roofing insurance cost?

The cost of roofing insurance depends on factors such as your business size, location, the number of employees, the coverage options you need, and the scope of projects you work on. Generally, a larger business or a company handling higher-risk projects may have higher premiums. Contact Harper Insure for a customized quote based on your specific needs.

Is roofing insurance required by law?

Yes, roofing businesses are required to carry workers compensation and general liability insurance in many states. These policies help protect workers and ensure compliance with state laws. Harper Insure ensures you meet these requirements, keeping your business legally compliant.

Can I customize my roofing insurance policy?

Yes, our services allow full customization of your roofing insurance. Choose the right coverage for your business’s needs, such as general liability, workers compensation, or tool protection. We ensure your policy covers the specific risks your business faces.

How quickly can I get roofing insurance coverage?

Harper Insure provides fast coverage, often within 24-48 hours. Our efficient process means you can secure coverage quickly, allowing you to focus on your work without unnecessary delays. Whether for new projects or renewals, we ensure timely activation of your policy

What affects the cost of roofing insurance?

The cost of roofing insurance depends on business size, project volume, employee count, and equipment value. Location, industry risks, and coverage limits also play a role. Harper Insure evaluates these factors to provide you with affordable, tailored insurance options for your roofing business.

Get a 

Heading

Insurance Quote

Protect your roofing business with reliable, industry-ready coverage. Our policies safeguard you from property damage, liability, and worker injuries. Get a free quote today and stay protected.